Sessions typically include:

• Reviewing progress since the last session

• Identifying successes and challenges

• Clarifying goals and priorities

• Exploring barriers to change

• Developing action plans

• Creating accountability strategies

• Celebrating progress

Each session is tailored to the client's needs and goals.

Yes, health coaching sessions can sometimes be paid for with an HSA or reimbursed through an HRA, but it depends on the purpose of the coaching and the specific plan rules.

HSA Rules

The IRS generally allows HSA funds only for expenses that qualify as medical care, meaning they are primarily for the diagnosis, treatment, mitigation, or prevention of a disease or medical condition. Expenses that are merely beneficial to general health typically do not qualify.

More likely to qualify:

• Health coaching prescribed or recommended by a physician as part of treatment for:

  • Diabetes

  • Obesity

  • Hypertension

  • Heart disease

  • Other diagnosed medical conditions

• Coaching that is integrated into a medical treatment plan and supported by documentation or a Letter of Medical Necessity (LMN).

Less likely to qualify:

• General wellness coaching

• Lifestyle coaching

• Preventive wellness programs without a diagnosed condition

• Goal-setting, stress management, or healthy habit coaching that is not tied to treatment of a specific medical issue.

Yes. Coaching sessions can be conducted in person for local clients, by phone, or through virtual platforms such as Google Meet, making it easy to receive support from almost anywhere.

Not at all. Health coaching is designed to meet you where you are. Whether you're beginning your wellness journey or looking to overcome a plateau, coaching can help you create realistic and sustainable changes.

Rather than providing rigid instructions, health coaching helps you discover strategies that fit your lifestyle, values, and goals. The process is collaborative and client-centered.

Health coaching may support individuals managing chronic conditions by helping them build healthy habits and follow recommendations from their healthcare providers. Health coaching does not replace medical care.

All coaching session can be rescheduled within a certain amount of time. Coaching session should be spaced out for maximal effect. Specific can be found in the coaching agreement.

Results vary by individual and goal. Some clients notice improvements within a few weeks, while larger lifestyle changes may take several months. Consistency and commitment are key factors in success.

Client information is treated with professionalism and respect. Specific confidentiality policies should be outlined in your coaching agreement and informed consent documents.

Health coaches do not diagnose, treat, or prescribe medical treatment. Instead, coaches help clients implement and maintain healthy lifestyle behaviors and support recommendations made by healthcare providers.

Therapists and counselors address mental health conditions and provide clinical treatment. Health coaches focus on goal setting, behavior change, motivation, and accountability related to health and wellness. Health coaching is not a substitute for mental health treatment.